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Based on the degree of impairment, you may need special health insurance.

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So, the expense is spread across a large group of people in an effort to make the health insurance much more affordable for all the insured lives.

Actually, it is a type of agreement or contract between you policyholder and the company providing health insurance.

So, the coverage offered can help you get some relief as far as the burden of the expenses is concerned.

As far as the concept goes, the insurer knows that one person may suffer from huge unexpected health care expenses while the other person may incur no expenses at all.